Say goodbye to the long, arduous process of getting your customers approved for terms

Digitize and streamline your application and approval process and deliver instant decisions by outsourcing your Net 30 program

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While extending terms is crucial to your success, it’s not your core business

Approvals, underwriting, and risk management divert time and resources from your priorities. That’s where we come in.

You need a reliable cash flow to grow your business. But until now, you’ve had to wait weeks for customers to pay invoices. With Credit Key, you can offer Net 30 terms or Buy Now, Pay Later to your customers—and we’ll pay you within 48 hours. And with cash on hand after each sale, you can reinvest in inventory, sell to more customers, and scale your business more quickly.

How it works

Step 1
Customers fill out a simple, online application

Step 2
‍They receive an instant credit decision and can begin making purchases right away in their preferred channel: online, in-store, or over the phone

Step 3
‍You get paid within 48 hours while Credit Key handles all of the risk and collections

You need a reliable cash flow to grow your business. But until now, you’ve had to wait weeks for customers to pay invoices. With Credit Key, you can offer Buy Now, Pay Later to your customers—and we’ll pay you back 100% within 48 hours. And with cash on hand after each sale, you can reinvest in inventory, sell to more customers, and scale your business more quickly.

  • Optimize your credit program to spend more time focused on your key strategic accounts
  • Mitigate the risk of fraudulent customers and no longer worry about collections
  • Offer customers a fast, easy process for getting approved for terms without lengthy paperwork

You're in good company

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Los Angeles, CA 90036
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© 2023 Credit Key.  All rights reserved. | Snap Credit, Inc. | NMLS ID: 2162273 | Credit Key is not a bank. Certain business-purpose loans made by Lead Bank and subject to credit approval.  Personal guaranty may be required. Borrower must be a valid business in good standing. Fees vary based on loan amount.